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Celtic Bank

A nationwide leader in small business lending.

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Overview

Celtic Bank is a nationwide lender headquartered in Salt Lake City, Utah. As an industrial bank, it focuses on business financing rather than consumer retail banking. It is consistently ranked in the top ten most active SBA lenders in the country and is an SBA Preferred Lender. Celtic Bank partners with other financial institutions and platforms in addition to lending directly.

✨ Key Features

  • Top 10 SBA 7(a) lender
  • SBA Preferred Financial Services Company
  • Nationwide lending footprint
  • Specializes in SBA 7(a), 504, and Express loans
  • Also provides asset-based lending and construction financing

🎯 Key Differentiators

  • Consistently a top-ten SBA lender
  • Industrial bank structure allows for a singular focus on business lending
  • SBA Preferred status for faster processing
  • Broad expertise across different types of commercial finance

Unique Value: Offers the focused expertise of a top-tier, nationwide SBA lender without the bureaucracy of a large, traditional retail bank.

🎯 Use Cases (4)

Securing SBA financing for various purposes Commercial real estate acquisition and construction Business acquisition financing Renewable energy project financing

✅ Best For

  • SBA 7(a) loans
  • SBA 504 loans

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses seeking a full suite of retail banking products (checking, credit cards, etc.)
  • Companies looking for in-person branch banking

🏆 Alternatives

Live Oak Bank Newtek Bank Readycap Lending

Unlike large commercial banks, Celtic Bank's primary focus is on small business lending, which can lead to a more streamlined and knowledgeable process for borrowers.

💻 Platforms

Web

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support

🔒 Compliance & Security

✓ FDIC Insured ✓ Equal Housing Lender

💰 Pricing

Contact for pricing

Free tier: Loan products have standard SBA interest rates and fees.

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