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Certificial

The Real-Time Insurance Verification Platform.

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Overview

Certificial is an intelligent insurance verification platform designed to simplify the COI process for all stakeholders. Instead of static PDF documents, Certificial provides a dynamic, real-time view of coverage. It allows brokers to issue certificates directly, insureds to share their coverage, and requestors to continuously monitor compliance without manual follow-up.

✨ Key Features

  • Real-Time Certificate of Insurance
  • Continuous Compliance Monitoring
  • Direct Broker & Carrier Integration
  • Automated COI Issuance
  • Digital Wallet for Insureds
  • API for Enterprise Integration

🎯 Key Differentiators

  • Focus on 'real-time' data streams instead of static documents.
  • Connects all three parties (broker, insured, requestor) on a single platform.
  • Aims to create a new industry standard for insurance verification.

Unique Value: Eliminates the need for manual COI requests and follow-ups by providing a single source of truth for insurance coverage, updated in real-time directly from the insurance provider.

🎯 Use Cases (5)

Insurance Broker Operations Vendor Management Lending Compliance Franchise Operations Gig Economy Worker Verification

✅ Best For

  • Automating certificate issuance for insurance agencies and brokers.
  • Providing continuous, real-time insurance verification for companies managing large vendor or contractor networks.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Companies that are not able or willing to move away from traditional PDF-based COI workflows.

🏆 Alternatives

myCOI TrustLayer Traditional manual processes

While other tools automate the tracking of PDF COIs, Certificial fundamentally changes the process by replacing the static document with a live data feed, offering unparalleled accuracy and efficiency.

💻 Platforms

Web API

🔌 Integrations

Vertafore Applied Systems API

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SSO ✓ SOC 2 Type II

💰 Pricing

Contact for pricing
Free Tier Available

Free tier: Free for Insureds to share their coverage.

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