Codat

The universal API for small business data.

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Overview

Codat provides a single API to connect to the financial software and systems used by small businesses. This allows financial service providers, lenders, and other B2B companies to get a holistic view of a small business's financial health, automate underwriting, and build integrated financial products.

✨ Key Features

  • Unified API for Accounting, Banking, and Commerce data
  • Standardized financial data models
  • Secure link for businesses to connect their accounts
  • Products for lending, payments, and financial management
  • Data caching and synchronization

🎯 Key Differentiators

  • Deep focus on small business financial data
  • Two-way data sync capabilities
  • Strong position in the lending and fintech space

Unique Value: Provides a single point of access to the fragmented landscape of small business financial software, enabling faster and more accurate financial services.

🎯 Use Cases (4)

Automated loan underwriting Business financial management dashboards Accounts payable/receivable automation Sales tax automation

✅ Best For

  • Enabling fintechs and financial institutions to access and analyze small business financial data.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Integrations outside of the financial data domain (e.g., HRIS, Ticketing).

🏆 Alternatives

Plaid Rutter Merge

Unlike generic unified APIs, Codat offers deep, domain-specific expertise and data models for financial data. Compared to direct competitors, it offers a broader range of data sources beyond just accounting.

💻 Platforms

Web API

🔌 Integrations

QuickBooks Xero Sage NetSuite Plaid Stripe Shopify

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ SOC 2 Type II ✓ ISO 27001 ✓ GDPR

💰 Pricing

$250.00/mo
Free Tier Available

✓ 30-day free trial

Free tier: Free for development and testing, with up to 100 linked companies.

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