Ethoca

A Mastercard Company. A Smarter Way to do Commerce.

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Overview

Ethoca, a Mastercard company, operates a global network that allows merchants and card issuers to collaborate in real-time to fight fraud and chargebacks. Its flagship product, Ethoca Alerts, provides merchants with a notification when a customer has initiated a dispute, giving the merchant an opportunity to resolve the issue (e.g., by providing a refund) before it becomes a chargeback. They also offer solutions to provide more transaction details to cardholders and issuers to prevent confusion-based disputes.

✨ Key Features

  • Chargeback Prevention Alerts
  • Fraud and Transaction Intelligence Sharing
  • Digital Receipt Solutions
  • Global network of merchants and issuers

🎯 Key Differentiators

  • Part of the Mastercard network.
  • Vast global network of participating issuers and merchants.
  • Focus on real-time collaboration and intelligence sharing.

Unique Value: Ethoca provides merchants with a critical early warning system, allowing them to prevent chargebacks by resolving customer disputes before they are formally filed, thereby protecting their merchant accounts and revenue.

🎯 Use Cases (4)

Stopping chargebacks by resolving disputes with refunds Preventing friendly fraud Sharing fraud data to stop criminals across the network Clarifying transaction details for cardholders

✅ Best For

  • Allowing digital goods merchants to stop fulfillment on fraudulent orders that have been disputed.
  • Helping airlines and travel agencies resolve booking disputes before they turn into costly chargebacks.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses looking for a tool to fight and win chargeback cases through representment.
  • Merchants who need a pre-transaction fraud score.

🏆 Alternatives

Verifi (a Visa solution)

As the primary alert network for Mastercard, Ethoca provides unparalleled coverage for disputes on that network, making it an essential component of a comprehensive chargeback prevention strategy alongside its main competitor, Verifi.

💻 Platforms

API

🔌 Integrations

Works through a network of reseller partners and direct integrations with major payment processors and gateways.

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (All tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SOC 2 ✓ PCI DSS Level 1

💰 Pricing

Contact for pricing
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