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Funding Circle

Small business loans with a personal touch.

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Overview

Funding Circle is a global online lending platform that connects small businesses seeking loans with investors. It focuses exclusively on small business financing, offering term loans and lines of credit. The platform is known for its fast application process and dedicated customer service.

✨ Key Features

  • Small business term loans
  • Lines of credit
  • Fast online application process
  • Dedicated loan specialists
  • Loans funded by a mix of individual and institutional investors

🎯 Key Differentiators

  • Direct lender with a range of loan products
  • No prepayment penalties
  • Fast decision and funding times

Unique Value: Provides fast and affordable financing with a simple online application and no penalties for early repayment.

🎯 Use Cases (4)

Working capital for small businesses Expansion and growth financing Equipment purchases Refinancing existing debt

✅ Best For

  • Provided over $20.2 billion in funding to more than 135,000 small businesses worldwide

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Startup funding (requires at least 2 years in business)
  • Personal loans
  • Equity or reward-based fundraising

🏆 Alternatives

OnDeck Lendio Bluevine

Acts as a direct lender, which can mean a more streamlined process compared to marketplaces.

💻 Platforms

Web

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support

🔒 Compliance & Security

✓ GDPR

💰 Pricing

Contact for pricing
Free Tier Available

Free tier: Free to apply. Fees are charged on funded loans.

Visit Funding Circle Website →