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🔧 ICE Mortgage Technology (Encompass)

ICE Mortgage Technology (Encompass)

Automating the housing finance industry.

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Overview

ICE Mortgage Technology, part of Intercontinental Exchange, Inc. (NYSE: ICE), provides a comprehensive ecosystem of solutions to automate the entire mortgage lifecycle. Its flagship product, Encompass, is an all-in-one loan origination system used by thousands of lenders to originate, process, underwrite, and close loans, including home equity products.

✨ Key Features

  • Encompass Loan Origination System (LOS)
  • Simplifile for eClosing and collaboration
  • MERS (Mortgage Electronic Registration Systems)
  • Data and analytics solutions
  • Consumer engagement tools (Encompass Consumer Connect)
  • Extensive network of integrated partners

🎯 Key Differentiators

  • Largest network of connected partners in the industry
  • End-to-end automation from origination to the secondary market
  • Deeply entrenched in the U.S. mortgage ecosystem with MERS and Simplifile

Unique Value: Provides a single, all-in-one system of record to automate and connect the entire mortgage lifecycle, increasing efficiency and compliance.

🎯 Use Cases (3)

Managing origination and compliance for home equity loans and HELOCs within a single system of record Automating underwriting conditions for home equity products Connecting with a vast network of service providers for appraisals, title, and flood certification

✅ Best For

  • One of the most widely used loan origination systems in the U.S. mortgage industry, processing a significant percentage of all residential loans.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Small brokers or new lenders who may find the platform too complex or expensive.

🏆 Alternatives

MeridianLink Finastra Black Knight

Offers the most comprehensive and widely adopted ecosystem of partners and services, making it the de facto standard for many large-scale mortgage lenders.

💻 Platforms

Web Desktop API

🔌 Integrations

Thousands of third-party vendors and service providers through the ICE Marketplace All major POS platforms (Blend, SimpleNexus, etc.) Title and settlement services

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Varies by contract tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ SOC 2 Type II ✓ ISO 27001

💰 Pricing

Contact for pricing
Visit ICE Mortgage Technology (Encompass) Website →