Readycap Lending
A non-bank, direct portfolio lender offering financing solutions to commercial real estate investors and small business owners.
Overview
Readycap Lending is the SBA lending arm of Ready Capital, a publicly traded real estate and small business finance company. As a non-bank direct lender with SBA Preferred Lender status, Readycap focuses on providing timely and flexible financing solutions, specializing in SBA 7(a) loans for business acquisitions, real estate, and refinancing.
✨ Key Features
- SBA Preferred Lender
- Top 5 SBA 7(a) lender by volume
- Non-bank direct lender
- Focus on business acquisitions and partner buyouts
- Nationwide lending
🎯 Key Differentiators
- Expertise in business acquisition financing
- Agility as a non-bank direct lender
- SBA Preferred Lender status allows for quicker approvals
Unique Value: Offers specialized expertise and efficient processing for complex transactions like business acquisitions through the SBA 7(a) program.
🎯 Use Cases (4)
✅ Best For
- SBA 7(a) loans for acquiring an existing business
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Startups without a proven track record
- Businesses needing small, short-term loans
🏆 Alternatives
As a non-bank lender, Readycap can be more flexible and specialized than large, traditional banks that have broader and less-focused lending divisions.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
💰 Pricing
Free tier: Loan products have interest rates and fees determined by the SBA and the lender.
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